HIGH RISK ACCIDENTAL DEATH INSURANCE

Services inside and outside the United States. 

High Risk Accidental Death Insurance for Police and Military Personnel

Police and Military Personnel in developing countries face a significant challenge. Their forces face a higher degree of being killed and the need to attract the right people. In most case, the governments self-insure and provide a very small compensation to the families of the fallen soldiers and police officers.

Combined with our experience and consulting track record the we can successfully accomplish the following:

  1. Higher retention by the police departments and military as death benefits become compatible with the private sector  and recruiting becomes easier.

  2. Professionalization of police forces and military personnel has become a high priority. Countries all over the world have to now recruit professionals but these professionals may not want to join their missions if death may happen and the benefits may not be enough to take care of their obligations. We have been able to provide insurance to special forces currently fighting some of the most dangerous criminal organizations.

  3. Shift risk. Many times governments self insure. The issue is that the benefits many times are not enough for someone to take a risk and join the career knowing that there is a likelihood that death or disability may take place. Shifting risk for our clients and increasing the benefit package has shown significant improvement not only in the quality of recruits, but also in reducing costs.

With the ability to go to the international markets for insurance, Contingent Security Services, Ltd. can provide not only the consulting part of a program but also the implementation, maintenance and follow up of the program.

Contingent Security Services, Ltd. has developed programs that improve the ability to pay for an extended period of time, compensation in dollars, ability for the government to receive money as well to hire and train a replacement, and attract higher quality of employee.

Our experience consulting the private and public sectors gives us a unique position to develop the right plan for any size government. In a recent case, a government was paying 12 months of minimum salary to the family of the killed police officer. It was never enough to support a family for any length of time.

We were able to provide 10 years of the salary the killed officer was receiving and not the minimum wages that only covered a fraction of the income.

The implementation of the program resulted in a higher morale and a more professional force is coming together as the benefit package is now competing with the private sector.

We can never replace a mother, father, or a loved one. However, we can provide the compensation necessary for these that still need the financial support. The policies cover military and police forces. We view each case different and go to work immediately to better assess the situation. A beneficiary can be anyone who depends from the victim.

Countries in Latin America, Pakistan, Iraq, and Africa have become difficult places for a person to get into the police profession because of the uncertainty if the person dies that their dependents will get compensated. We solve this problem. 

The ability also to act as a reinsurance broker all over the world  can also help as some countries. Contact us for more information on this product.

We are also looking for partnerships worldwide for the insurance division. Currently services outside the United States are handled by Contingent Security Services, Ltd.

WORLDWIDE PROTECTION INCLUDING THE FOLLOWING HIGH RISK COUNTRIES:

AFGHANISTAN, ALGERIA, ANGOLA, AZERBAIJAN, BURUNDI, BRAZIL, CENTRAL AFRICAN REPUBLIC, CHAD, COLOMBIA, CONGO REPUBLIC, COTE D’IVOIRE, DEMOCRATIC REPUBLIC OF CONGO, EGYPT, ERITREA, ETHIOPIA, GEORGIA, GUATEMALA, GUINEA, HAITI, INDONESIA, IRAN, IRAQ (incl. KURDISTAN), ISRAEL, WEST BANK (ISRAEL), GAZA STRIP (ISRAEL), JAMMU (INDIA), JORDAN, INDIA, KENYA, KOSOVO, KUWAIT, KRYGISTAN, LEBANON, LIBERIA, MADAGASCAR, MALAYSIA, MEXICO, MOROCCO, NEPAL, NIGERIA, PAKISTAN, PHILIPPINES, QATAR, RUSSIA, RUSSIA -CHECHNYA, RWANDA, SAUDI ARABIA, SENEGAL, SIERRA LEONE, SOMALIA, SRI LANKA-NORTH & EASTERN PROVINCES, SUDAN, SYRIA, TAJIKISTAN, THAILAND, TOGO, TURKEY, UGANDA, UZBEKISTAN, VENEZUELA,YEMEN, AND ZIMBABWE.

CONTACT US FOR MORE INFORMATION.   joel@contingentsecurity.com 

Joel Vargas has an insurance license for the state of Illinois and a non-resident license in Texas.